With a prepaid credit card you prevent online scams

 

Everyone has read or heard about it, you place an order online and then your date is misused and your credit card is plundered. Fortunately, it does not happen very often, but on the other hand, you could only fall victim to it.

But what can you do now to ensure that it does not happen to you? You use your credit card more often online than you realize and even if you pay with it in a store, your data can still be misused. Look here for an overview of prepaid credit cards.

With a prepaid credit card you prevent online scams

With a prepaid credit card you prevent online scams

A solution for all these dangers is to purchase a prepaid credit card and I will explain exactly why this is safer than a regular credit card while with the prepaid version you can still do almost everything you can do with a credit card with credit.

If you buy a prepaid credit card, you can set up exactly what you want there, this means that others can never pick up something that is not on it, while with a regular credit card you quickly have a credit of 2000 euros, this is possible therefore be collected.

How do you charge such a card

How do you charge such a card

The great thing about it is that you can charge it in different ways, per Ideally, per transfer and in some cases with cash. Suppose you have such a card and you have seen a nice pair of boots online at Zalando, they are not really cheap with 100 euros, but coincidentally they have your size and also the color you have been looking for for ages.

Anyway, you decide that you want to buy the boots but are reluctant to do this with your credit card. It is fairly simple, you charge the prepaid credit card that you have previously purchased and then use this card to complete your order. A child can do the laundry and your card can not be misused because you have just put 100 euros on it and immediately spent it again on an order.

Where can I use a prepaid card

Where can I use a prepaid card

If the card you have purchased has a Visa or Mastercard logo, you can use it anywhere in the world, not only online, but also in a shop where you can pay with cards. It is also possible to take cash out of the wall, you often have to pay costs for this, so it is advisable to keep an eye on this and only use this function in an emergency.

Which cards are there

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Nowadays there are two different types of prepaid credit cards, one that you can recharge over and another and one that has a fixed amount and can be discarded after use, while the first is usually valid for 2 years.

The disadvantage of a card with a predetermined amount and can’t be charged is that you can’t see exactly how much is still on the card, it can also happen that a small amount of a few euros remains on it that you can ‘ t find anywhere. to spend. On the other hand, this card is ideal for children or as a gift to someone. If you lose this card, you will lose your money while you can block the first-mentioned card and then request a replacement card.

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